M. V. Seroshtan
Belgorod State Technological University
Russian Federation

Maria V. Seroshtan – Dr. Sci. (Economics), Prof.

46, Kostyukova str., Belgorod, 308012

K. A. Artamonova
Financial University under the Government of the Russian Federation
Russian Federation

Kira A. Artamonova – Cand. Sci. (Economics), Assoc. Prof.

49, Leningradskoe shosse, Moscow, 125993

G. Z. Akimova
Belgorod State Technological University
Russian Federation

Galina Z. Akimova – Cand. Sci. (Economics), Assoc. Prof.

46, Kostyukova str., Belgorod, 308012

E. V. Berezhnaya
North Caucasus Federal University
Russian Federation

Elena V. Berezhnaya – Dr. Sci. (Economics), Prof.

1, Pushkin str., Stavropol, 355017

E. V. Seroshtan
Belgorod State Technological University
Russian Federation

Elena V. Seroshtan – Assistant of the Department

46, Kostyukova str., 308012, Belgorod